Dividend Yield
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📈
Compound Interest Calculator — Final Amount & APY
See how a single deposit grows with compound interest. Pick how often the interest compounds — daily for crypto/stocks, monthly for HYSAs, quarterly for bonds.
$0.00
per year
Annual dividend income
—
Yield on cost (if growth hits)
—
Yield on cost = dividend per share / your average cost basis × 100.
Yield on cost = dividend per share / your average cost basis × 100.
How compounding frequency matters
A 5% rate compounded daily yields 5.1267% APY; compounded monthly it is 5.116%; annually, 5.0%. The difference is small at low rates, but at 20% or higher, daily compounding can add 0.5-1% extra per year. For practical purposes, monthly is the right default for most savings accounts.
How this calculator works
Dividends vs price appreciation
Dividends are a tangible return of cash to shareholders — a company paying consistent dividends signals financial health and shareholder alignment. Studies show dividend growers and initiators outperform non-payers over long periods.
📈
Compound Interest Calculator — Final Amount & APY
See how a single deposit grows with compound interest. Pick how often the interest compounds — daily for crypto/stocks, monthly for HYSAs, quarterly for bonds.
$0.00
per year
Dividend Yield
—
Annual dividend income
—
Yield on cost (if growth hits)
—
Yield on cost = dividend per share / your average cost basis × 100.
Yield on cost = dividend per share / your average cost basis × 100.
How compounding frequency matters
A 5% rate compounded daily yields 5.1267% APY; compounded monthly it is 5.116%; annually, 5.0%. The difference is small at low rates, but at 20% or higher, daily compounding can add 0.5-1% extra per year. For practical purposes, monthly is the right default for most savings accounts.
How this calculator works
Dividends vs price appreciation
Dividends are a tangible return of cash to shareholders — a company paying consistent dividends signals financial health and shareholder alignment. Studies show dividend growers and initiators outperform non-payers over long periods.