Compound Interest Calculator — Final Amount & APY
See how a single deposit grows with compound interest. Pick how often the interest compounds — daily for crypto/stocks, monthly for HYSAs, quarterly for bonds.
Net margin is what you keep after all costs. Gross margin ignores operating expenses.
Net margin is what you keep after all costs. Gross margin ignores operating expenses.
A 5% rate compounded daily yields 5.1267% APY; compounded monthly it is 5.116%; annually, 5.0%. The difference is small at low rates, but at 20% or higher, daily compounding can add 0.5-1% extra per year. For practical purposes, monthly is the right default for most savings accounts.
How this calculator works
Understanding profit margins
Profit margins tell you how much of each dollar of revenue you keep. A 30% net margin means for every $1 you earn, you keep $0.30 after all costs. Margins are the most universal measure of business health.
Compound Interest Calculator — Final Amount & APY
See how a single deposit grows with compound interest. Pick how often the interest compounds — daily for crypto/stocks, monthly for HYSAs, quarterly for bonds.
Net margin is what you keep after all costs. Gross margin ignores operating expenses.
Net margin is what you keep after all costs. Gross margin ignores operating expenses.
A 5% rate compounded daily yields 5.1267% APY; compounded monthly it is 5.116%; annually, 5.0%. The difference is small at low rates, but at 20% or higher, daily compounding can add 0.5-1% extra per year. For practical purposes, monthly is the right default for most savings accounts.
How this calculator works
Understanding profit margins
Profit margins tell you how much of each dollar of revenue you keep. A 30% net margin means for every $1 you earn, you keep $0.30 after all costs. Margins are the most universal measure of business health.