PayPal fee
$0.00
💳
PayPal Fee Calculator
Find out exactly what PayPal keeps and what you receive — or the other way round, how much to charge to net a target amount.
Country-specific PayPal rates auto-applied. UK/EU sellers may also owe VAT on fees.
If set, we'll show how much you should charge so this lands in your account after fees.
$0.00
you receive
Effective rate
—
Charge to net target
—
Standard US commercial rates are around 2.99% + $0.49 (domestic) and higher for international or currency conversion. Rates change — treat this as an estimate.
The "charge to net" trick
Business sellers often want to receive a fixed amount after fees. With a fee of rate r and fixed f on gross g, net = g − g·r − f, so the gross that nets target t is t + f over (1 − r). The calculator shows this whenever you set a target net.
How PayPal fees work
Goods and Services: 2.9% plus 0.30 per transaction (US). International transactions add currency conversion fees and cross-border charges. Fees are deducted from your receipt — buyers do not pay extra.
Frequently asked questions
How much does PayPal charge per transaction?
For US commercial or business payments, around 2.99% plus a small fixed fee. International payments and currency conversions cost more.
Can I charge the fee to the customer?
Passing the fee to buyers is against PayPal's merchant terms in most cases. Build the fee into your price instead using the calculator's net-target feature.
Last updated — rates and figures change over time, so always confirm with the current source.
Figures are estimates for general information, not financial advice — see our disclaimer.
How to verify this calculator
- Last verified
- — the calculation logic and the automated regression suite were re-run on this date. Fee and rate fields are editable estimates; confirm current values against the official schedule before relying on them.
- Official / methodology source
- PayPal merchant fees — official — confirmed reachable on 2026-11-08.
- Method & testing
- All arithmetic runs locally in your browser — no input is uploaded. Calculation behaviour is exercised by the repository's regression suite: 39/39 checks passed (run 2026-11-08). Source & tests on GitHub.
- Maintained by
- Jim (Maoming, Guangdong, China) · eyetoolkit. Report a wrong result through the contact page.
- Changelog
- 2026-11-08 — Added this verification panel (last verified date, official or methodology source, test coverage, named maintainer, changelog). Calculator logic and default rates are unchanged.