PayPal fee
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PayPal Fee Calculator
Find out exactly what PayPal keeps and what you receive — or the other way round, how much to charge to net a target amount.
If set, we'll show how much you should charge so this lands in your account after fees.
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you receive
Effective rate
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Charge to net target
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Standard US commercial rates are around 2.99% + $0.49 (domestic) and higher for international or currency conversion. Rates change — treat this as an estimate.
The "charge to net" trick
Business sellers often want to receive a fixed amount after fees. With a fee of rate r and fixed f on gross g, net = g − g·r − f, so the gross that nets target t is t + f over (1 − r). The calculator shows this whenever you set a target net.
How PayPal fees work
Goods and Services: 2.9% plus 0.30 per transaction (US). International transactions add currency conversion fees and cross-border charges. Fees are deducted from your receipt — buyers do not pay extra.
Frequently asked questions
How much does PayPal charge per transaction?
For US commercial or business payments, around 2.99% plus a small fixed fee. International payments and currency conversions cost more.
Can I charge the fee to the customer?
Passing the fee to buyers is against PayPal's merchant terms in most cases. Build the fee into your price instead using the calculator's net-target feature.
Last updated — rates and figures change over time, so always confirm with the current source.
Figures are estimates for general information, not financial advice — see our disclaimer.