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Stripe Fee Calculator

See exactly what Stripe keeps on a card payment and what lands in your account — or work backwards from the net you need.

$0.00
estimated net you receive
Stripe fee
$0.00
Effective rate
To receive

"To receive" is what you'd need to charge so the net after fees equals your entered amount. Defaults are the common US card rate — international cards and some business features cost more.

How Stripe pricing works

Standard card payments cost a percentage plus a flat amount (commonly 2.9% + $0.30 in the US). The bigger the charge, the closer the effective rate gets to the headline percentage — which is why a fixed fee matters most on small-ticket sales.

Frequently asked questions

What is the Stripe fee for card payments?

In the US it's usually 2.9% + $0.30 per successful card charge. Fees differ for international cards, invoicing, recurring or other products.

How do I avoid a flat fee hit on small sales?

Because of the $0.30 fixed part, the effective rate is highest on small amounts. Pricing bundles or minimums can smooth that out, or use the "To receive" line to protect your target net.

Last updated — rates and figures change over time, so always confirm with the current source.

Figures are estimates for general information, not financial advice — see our disclaimer.

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